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What is an annuity

What is an annuity?

An annuity provides guaranteed income for a number of years, or for the rest of your life. It is also known as a lifetime or fixed-term pension.  You can buy an annuity from a super fund or life insurance company. You are able to choose whether you want the payments…

Claiming your tax deductions

Claiming your tax deductions

There are different types of deductions that individuals can claim to reduce their taxable income.  Work-related expenses In order to claim work-related tax deductions, the expenses must have to meet three criteria. Firstly, all the expenses have to be paid by the individual, without being reimbursed by the employer. Secondly,…

How innovation can help business

How innovation can help business

Innovation doesn’t have to be a revolutionary and world-changing breakthrough. It can also be small changes you make to continually improve your business. Innovation can help in multiple aspects of business. Improve sales and customer relationships: Putting the time and effort into improving your products and services is essential if…

Customer retention strategies

Customer retention strategies

Retaining customers is just as important as acquiring new ones, if not more important. This is because unless customers had a negative experience with your company, they will use your services or buy your products again.  Here are some strategies you can use to retain your customers: Observing customer behaviours:…